To find out how much your benefit will be reduced if you begin receiving benefits from age 62 up to your full retirement age, use the chart below and select your year of birth.

Before automatic benefit increases existed, there were years where no benefit increase occurred. If no table became effective in the year you select, the table which provided benefits in that year will be …

The chart below provides examples of the percentage of your full retirement benefit amount you and your spouse would receive from age 62 up to your full retirement age.

In addition to retirement benefits, Social Security pays several other types of benefits. For example, Social Security pays benefits to disabled workers who meet medical and insured requirements.

Use the Social Security full retirement age calculator to find out when you are eligible for unreduced retirement benefits based on your birth year.

How you become eligible for Social Security benefits. How your earnings and age can affect your benefits. What you should consider in deciding when to retire. Why you shouldn’t rely only on Social …

The normal retirement age (NRA) is the age at which retirement benefits (before rounding) are equal to the " primary insurance amount." The table below shows how NRA varies by year of birth for retirees.

Publication No. 05-10031 January 2024 (Recycle prior editions) Schedule of Social Security Benefit Payments 2025 Produced and published at U.S. taxpayer expense

The initial benefit amounts shown in the table below assume retirement in January of the stated year, with maximum-taxable earnings since age 22. Benefits in 2026 reflect subsequent automatic benefit …

We illustrate the calculation of retirement benefits using two examples, labeled case A and case B. In each case, the worker retires in 2026. Case A, born in 1964, retires at age 62. Case B, born in 1960, …