More Georgians will become eligible for Social Security benefits in 2025. But the Social Security full retirement age is increasing. Here's more.

“FRA is 66 years and 8 months for people born in 1958 and 66 and 10 months for those born in 1959; people born May 2, 1958, through Feb. 28, 1959, will reach it in 2025. Under current law, it will settle at 67 for people born in 1960 and afterward.”

If you were planning to retire next year, double check your math because a law passed in the ’80s is annually raising the age when Americans can collect their full Social Security benefits. And next year is no exception.

If you've got Social Security on your mind, you need to know your "full retirement age" as your age in relation to that affects your benefit level.

In fact, a whopping 75% of workers expect to work for pay in retirement, according to a 2024 report from the Employee Benefit Research Institute. However, working while collecting Social Security can affect your benefit amount.

Spousal Social Security benefits are a federal program in the United States, administered by the Social Security Administration (SSA), designed to provide financial support to individuals and their spouses in retirement or in cases of disability.

Navigating the complexities of Social Security can significantly impact your retirement. Understanding the optimal age to claim benefits, the advantages of delaying, and strategies for couples can enhance your financial security.