Forget the 4% rule. Consider this new magic number for retirement withdrawals instead.
The time-honored - and sometimes controversial - 4% rule suggests that a retiree should be able to withdraw 4% of their savings and investments in their first year of retirement and then adjust the ...
My Social Security benefit will be $4,500 a month. My wife's is now $615. Can she get more?
She stopped working about 15 years ago and started drawing her Social Security when she was 62' I am close to pulling the plug on working. I turn 70 next year and plan to work until I hit 70 before ...
The second-season curse: Why Round 2 of 'Squid Game' may not be a winner for Netflix
Netflix has certainly done its share to promote the second season: It not only gave it a prime holiday spot on the calendar - it debuted the day after Christmas - but it also has created a free mobile ...
Gold or bitcoin? Here's the case for adding both to your portfolio in 2025.
Cryptocurrencies and gold have been rounding out an impressive year, with bitcoin and the precious metal both lifted to record highs. That's one of many things digital and physical assets suddenly had ...
'My stepmother makes me feel unwelcome': I bought a house for my father in 2008, but now he wants me to sign over a 50% share for his third wife
You are your stepmother's stepson - not her stepfather.
Financial advisers go 'beyond the numbers,' bringing in retirement coaches to offer well-rounded advice
As some financial advisers become more technology-driven and as low-cost robo-advisers gain more traction, financial planner Casey Weade is taking a different approach to retirement advice - one that ...
Biden's gift to Trump: a golden opportunity to supercharge the economy
U.S. President-elect Donald Trump returns to Washington with a golden opportunity to continue the country's accelerated economic growth. Over the past eight years, U.S. GDP has increased 2.5% annually ...
'He's 70 and fairly wealthy': I met the love of my life three years ago. How do I politely ask that he include me in his will?
I'll get right to it. I met the love of my life and we are now in an almost three-year relationship. He's 70 and fairly wealthy. I'm 77 and independent, but not wealthy. I own my own home, as does he.
Lumps of coal for Wall Street money managers - again
The most and least popular asset classes among big investors emerge from the highly regarded monthly Bank of America Securities Global Fund Manager Survey, which typically talks to about 200 asset ...
12 cheap stocks to consider as small-caps start looking like market leaders
-- The stock market in recent years has been extraordinarily concentrated in a few mega-cap stocks. While the extent of this market concentration is widely known, it's less well known that small-cap ...
The coming global interest-rate collapse will force the Fed to cut four times in 2025
The December FOMC statement and "dot plot" signaled that the Fed is pivoting from focusing on unemployment back to controlling inflation. The signals point to the Fed pausing after two more rate cuts ...
Don't compare your retirement investments to the S&P 500
The S&P 500's returns are measured using time-weighted returns (TWR), which don't account for cash flows like withdrawals. If you're retired and withdrawing funds, comparing your portfolio to the S&P ...