Treating your credit score with consistency is preferable to employing ‘tricks.’ It encourages fiscal responsibility.

The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for ...

Improving your credit score is crucial for financial well-being. Paying bills on time, using secured loans wisely, and ...

A low credit score can raise borrowing costs and impact loan approvals, but it can be improved with simple steps.

Mortgage lenders can now use the VantageScore 4.0 model when originating loans backed by Fannie Mae and Freddie Mac, which ...

FHFA Director William Pulte said that lenders may now use VantageScore 4.0, an alternative to the FICO score, while assessing ...

Federal Housing Finance Agency director Bill Pulte announced that lenders may start using VantageScore, a rival to the Fair ...

Credit restoration expert Micah Smith cautions over buy now, pay later loan data hitting your credit report negatively and causing "some pretty large catastrophe." ...

If you're an Amazon Prime member, you can get a $250 Amazon gift card instantly when you're approved for the Prime Visa (see ...

Loan foreclosure, or early loan closure, can impact your credit report and score. While it may cause a temporary dip, proper ...

For years, lenders have used only the FICO score, from Fair Isaac Corp. — a metric that generally excludes such things as ...

A MAJOR borrowing weapon has axed a £14.99 month fee, allowing users to check their credit score and file for free. Millions ...