The first step you should take before outlining your budget is to get a clear picture of your financial situation by tracking your income and expenses for at least one month. You can do this by using ...

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Use a free budget template or even a piece of scrap paper to start. At NerdWallet, we recommend the 50/30/20 budget for money management. This approach means devoting 50% of your after-tax income ...

You might think spreadsheets are just financial or data analysis tools, but Excel offers more opportunities. Check out these ...