Amy Nichol Smith spent more than 20 years working as a journalist for TV and newspapers before transitioning to software and hardware product reviews for consumers and small businesses. She has ...

A SIMPLE IRA (Savings Incentive Match Plan for Employees) can be an easy way to offer a retirement savings plan. Many, or all, of the products featured on this page are from our advertising ...

A SIMPLE IRA, or Savings Incentive Match Plan for Employees, is a type of traditional IRA for small businesses and self-employed individuals. As with most traditional IRAs, your contributions are ...

That puts a SEP IRA in line with a 401(k) plan in terms of contributions. But you can’t make catch-up contributions to a SEP account. The SIMPLE IRA is what Boxx calls the “quick and dirty ...

SIMPLE IRAs, or savings incentive match plans for employees, are used most often by self-employed workers and employees of small businesses. They let you set money aside for retirement without ...

The next involved opening a CD without making a plan for it. This second issue has convinced me that putting a simple plan in place can help you squeeze the most from your investment. Here's how.

There are five main choices for the self-employed or small-business owners: an IRA (traditional or Roth), a Solo 401(k), a SEP IRA, a SIMPLE IRA or a defined benefit plan. Many, or all ...

A SIMPLE IRA is a retirement plan for businesses with 100 or fewer employees. 401(k)s are typically more expensive and complicated for companies to administer. A 401(k) has higher contribution ...

The best business plan software makes it simple and easy to plan your business finances in order to present them to a bank or investors. The whole point of a business plan is that it allows you to ...

For many small business owners, setting up an employee retirement plan is expensive, complex, and requires federal filing they’d rather not deal with. A SIMPLE IRA is a retirement savings ...

A Savings Incentive Match Plan for Employees (SIMPLE) IRA is a retirement plan designed for self-employed people and small businesses with 100 or fewer employees. It's a cheaper (and easier ...