A smart Roth conversion strategy reduces future taxes, protects a surviving spouse and avoids Medicare premium surcharges.

If you manage your own finances online, consider getting some outside advice before making a big move — so you don’t make a ...

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

It may require some flexibility on your part, but the savings could be worth it.

Converting a traditional IRA to a Roth IRA can help you minimize taxes in retirement. But executing the conversion ...

Considering a Roth IRA conversion before RMDs? Learn if paying taxes now to avoid them later is right for you.

When you reach retirement age, financial decisions become even more important as you are no longer generating income from working. Every choice you make about your money has a direct impact on your ...

Since RMDs can lead to hefty taxes in retirement, a common strategy is to convert a traditional IRA or 401(k) to a Roth IRA ...

Trump Accounts hold limited appeal for kids who miss out on free seed money—unless you look ahead to the surprising tax value ...

Roth conversions to secure tax-free withdrawals during retirement are gaining popularity as Ge n X gets closer to retirement, but financial advisers warn that the decision to convert should be ...

Converting a traditional individual retirement account to a Roth IRA is a powerful way to reduce taxes in retirement. Essentially, you’re choosing to pay taxes now in exchange for tax-free withdrawals ...